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What to Know Before Using Buy Now, Pay Later Financing (twocents.lifehacker.com)

The concept of Buy Now, Pay Later has been around since the Great Depression. Layaway shopping, which mostly disappeared during the 1980s, involved making a small deposit and installment payments before taking your purchase home. Although layaway made a brief comeback during the Great Recession, it has since been replaced by higher-cost financing options, like credit cards.

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